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C.R.S. § 4-9-609

in review

Secured party's right to take possession after default.

sha256 a49bc8e4c4792d09f9ce4f082e4a5dd1… · retrieved 7/18/2026, 7:53:26 PM · Colorado Revised Statutes 2025 — the Office of Legislative Legal Services' own per-title publication (olls.info), '(Uncertified Printouts)' by its own label; the 2025 compilation — the 2026 session (437 laws; general effective date Aug. 12, 2026) is NOT integrated, and the armed overlay says so · awaiting human verification flip (text is verbatim; the flip is the review gate)

4-9-609. Secured party's right to take possession after default. (a) After
default, a secured party:

 (1) May take possession of the collateral; and

 (2) Without removal, may render equipment unusable and dispose of
collateral on a debtor's premises under section 4-9-610.

 (b) A secured party may proceed under subsection (a) of this section:

 (1) Pursuant to judicial process; or

 (2) Without judicial process, if it proceeds without breach of the peace.

 (c) If so agreed, and in any event after default, a secured party may require
the debtor to assemble the collateral and make it available to the secured party at
a place to be designated by the secured party which is reasonably convenient to
both parties.

 (d) If the collateral is a manufactured home, as defined in section 42-1-102
(48.8), or a trailer coach, as defined in section 42-1-102 (106), and is used and
occupied by the debtor as a place of residence, the secured party may take
possession of the collateral pursuant to this section without judicial process only if
there is clear and convincing evidence that the debtor has vacated or abandoned
the collateral or the debtor voluntarily surrenders the collateral to the secured
party.

 (e) In exercising its rights under paragraph (2) of subsection (a) of this
section with respect to collateral, a secured party may not disable or render
unusable any computer program or other similar device embedded in the collateral
if immediate injury to any person or property is a reasonably foreseeable
consequence of such action. Any secured party who disables or renders unusable
such a computer program or other similar device in such circumstances shall be
liable in accordance with applicable rules of law to any person who sustains an
injury to person or property as a reasonably foreseeable result of the secured
party's action.

 Source: L. 2001: Entire article R&RE, p. 1403, § 1, effective July 1. L. 2022: (d)
amended, (SB 22-212), ch. 421, p. 2965, § 11, effective August 10.

 Editor's note: (1) This section is similar to former § 4-9-503 as it existed prior
to 2001.

 (2) Colorado legislative change: Colorado added subsections (d) and (e).

Verbatim from the official publication; the only normalization is removal of the publisher's page headers. Verify against the official source for filing-critical use — court publications change without notice.