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Eleven families · the named traps

Washington claim families

The claim architecture with Washington's own traps attached — every parameter pinned to loaded law by the corroboration gates. Information about what the law provides; which family fits YOUR facts is legal judgment.

Negligence / personal injury

  • PURE COMPARATIVE FAULT: contributory fault diminishes recovery proportionately but does not bar it (RCW 4.22.005) — the inverse of North Carolina's complete bar.
  • Three-year clock (RCW 4.16.080) composes with THE COMMENCEMENT TRAP: filing or service tentatively commences, and the other act must follow within 90 days (RCW 4.16.170).

RCW 4.22.005 · RCW 4.16.080

Consumer Protection Act

  • The five Hangman Ridge elements (pointer — verify before citing) govern the private action for unfair or deceptive acts (RCW 19.86.020).
  • Treble damages are DISCRETIONARY and capped by the statute's own proviso at twenty-five thousand dollars for 19.86.020 violations (RCW 19.86.090); fees ride the statute.
  • The chapter carries its own limitations clock (RCW 19.86.120).

RCW 19.86.020 · RCW 19.86.090 · RCW 19.86.120

Contract

  • Written contracts and accounts receivable ride the six-year clock (RCW 4.16.040); unwritten contract liability rides the three-year clock (RCW 4.16.080).
  • Goods contracts at $500 or more meet the UCC statute of frauds (RCW 62A.2-201).

RCW 4.16.040 · RCW 4.16.080

Medical malpractice

  • MANDATORY MEDIATION before trial (RCW 7.70.100).
  • Three years or one year from discovery — bounded by the EIGHT-YEAR repose with fraud/concealment/foreign-body tolling (RCW 4.16.350).
  • NO certificate of merit: the struck former RCW 7.70.150 stays absent (Putman v. Wenatchee — pointer).

RCW 7.70.100 · RCW 4.16.350

Claims against government

  • THE STANDSTILL: no suit against a local entity until sixty calendar days after claim presentment — with the limitations period tolled during the window (RCW 4.96.020).
  • State-defendant claims ride chapter 4.92's parallel machinery — the presentment lane is jurisdiction-flavored; treat the claim form as load-bearing.

RCW 4.96.020

Unlawful detainer / RLTA

  • The statute makes a holdover tenant LIABLE FOR unlawful detainer on enumerated grounds (RCW 59.12.030) — a summary, statutory lane where notice defects are outcome-level.
  • Residential notice law moved repeatedly in recent sessions — the loaded text controls, never memory.

RCW 59.12.030 · RCW 59.18.365

Insurance bad faith / IFCA

  • The good-faith duty binds ALL insurance actors — insurer, insured, providers, representatives (RCW 48.01.030).
  • The Insurance Fair Conduct Act lane (RCW 48.30.015 — pointer) adds notice mechanics and enhanced remedies for first-party claimants.

RCW 48.01.030

Wage and hour

  • Attorney fees SHALL be assessed against the employer on a successful wage-recovery judgment (RCW 49.48.030).
  • Willful-withholding exposure (chapter 49.52 — pointer) doubles the stakes.

RCW 49.48.030

Construction liens

  • The lien attaches for the contract price of labor, services, materials, or equipment furnished at the owner's instance (RCW 60.04.021) — the chapter's notice and recording clocks are strict and short.

RCW 60.04.021

Defamation / privacy torts

  • Libel and slander ride the TWO-year clock (RCW 4.16.100) — a year shorter than general injury.
  • Any public-expression-adjacent claim must be screened for UPEPA exposure (RCW 4.105) before filing.

RCW 4.16.100

UPEPA exposure screening

  • A claim targeting protected public expression invites the special motion (14-day pre-filing notice) and fee-shifting — and a voluntary dismissal with prejudice ESTABLISHES the movant prevailed (RCW 4.105.060).

RCW 4.105.020 · RCW 4.105.090

The trap board

THE 90-DAY COMMENCEMENT TRAP

Filing or service only TENTATIVELY commences the action — the other act must follow within ninety days or the action is deemed not commenced for limitations purposes.

RCW 4.16.170

Pure comparative fault

Contributory fault diminishes recovery proportionately but never bars it — the inverse of North Carolina's complete bar.

RCW 4.22.005

The government-claim standstill

No suit against a local entity until sixty calendar days after presentment; the limitations period tolls during the window.

RCW 4.96.020

Silence admits

A request for admission is ADMITTED unless answered within 30 days.

CR 36

Mandatory arbitration

Counties over 100,000 SHALL require arbitration of qualifying money claims ($15,000 base; $100,000 by two-thirds judge vote) — with fee-shift stakes on the trial de novo.

RCW 7.06.010, .020

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